It is ironic that today we have instant access to every publicly traded company’s financial statements, 24 hour news, advanced data visualization tools, expert analysis, and economic theories galore… but we actually feel less empowered than ever. The prevailing advice from Wall Street is, “You can’t beat the market, so just track the market with a passive index fund”. However, investors have realized that the risk assumed when investing in the market exceeds the potential for return. Dramatic market failures can derail your investment goals of funding your children’s education or saving for retirement. It is no wonder that stock market investors feel powerless to achieve their financial objectives.
Invest in companies that are creating value
Be empowered with a simple, easy to understand, and principled approach to investing
Our approach is based on the belief that public companies should be held to a higher standard and that people should only invest their hard earned money in companies that are “creating value and are expected to do so in the future.” We start by asking 3 simple questions.
1 Is the company making money?
2 Can the company pay its bills?
3 Is the company structured to reward investors?
We have presented the 3 simple questions to hundreds of individual investors. They intuitively understand that the 3 simple questions underpin the long-term success of any business. One does not need a degree in finance to understand the 3 simple questions and its potential to reduce investment risks.
Those companies that pass the 3 simple questions are classified as GREEN. Those that fail 1 question are classified as yellow and those that fail 2 or more are classified as red.
The Viability Widget classifies any company. Simply enter the company name or ticker and it is immediately analyzed and classified.
Technology is changing how people invest. As we have seen in the two decades since the Internet revolution, individuals use technology for empowerment. Empowered investors will inevitably demand non-passive vehicles. They will seek out Alpha generating investments that enable them to outperform market benchmarks. The trend is toward investment automation and Valspresso is leading the way.